SKIP TO CONTENTIf you’ve been injured in an accident and are preparing to deal with the insurance company, the stakes are high — and the process is anything but simple. In the attached video, attorney Bryan Garrett breaks down exactly what you need to know before negotiating with insurance adjusters, and why it’s so important to understand their tactics before you accept any offer.
Insurance companies aren’t in the business of being fair — they’re in the business of saving money. Their adjusters are trained to minimize claims, delay responses, and use your own words against you. Many people mistakenly think they can simply call the insurer and get a fair settlement. Unfortunately, without strong evidence and a firm understanding of your rights, you could end up settling for far less than you deserve.
As explained in the video, proving liability and the full extent of your damages is critical. This includes compiling medical records, expert reports, and accident documentation. Even then, adjusters may downplay your injuries or deny responsibility. That’s why one of the most important insurance settlement strategies is not accepting the first offer. These lowball offers are designed to make you go away quickly — not to fairly compensate you.
Having an experienced attorney on your side can make all the difference. Legal professionals know how to spot bad-faith tactics, accurately value your claim, and negotiate for a higher payout.
Don’t try to negotiate with the insurance company alone. Contact us today for a free consultation and let us help you secure the compensation you’re truly entitled to. Your future may depend on it.
FAQs
How do I maximize my insurance claim after an accident?
To maximize your claim, document all injuries and expenses, avoid quick settlements, and keep detailed records. It’s also helpful to seek legal advice early in the process.
What are common insurance company tactics to watch out for?
They may delay your claim, make low initial offers, downplay your injuries, or use your statements against you. These tactics are designed to reduce what they pay.
Should I talk to the insurance adjuster after an accident?
You can speak with them, but keep your statements factual and brief. Avoid admitting fault or speculating about your injuries.
What happens if I accept a settlement offer too soon?
Once you accept a settlement, you typically can’t ask for more later, even if new injuries appear. That’s why it’s crucial to understand the full extent of your damages before settling.
