Understanding your hit-and-run accident options helps you preserve your financial claims, comply with state rules, and reduce your stress. A skilled hit-and-run accident lawyer will translate these steps into a clean claim record, but you can start strong now.
Bryan Garrett offers practical guidance rooted in Oklahoma law and insurance practice, and will keep communication clear so you know what is happening at each stage. He will help you evaluate coverage, track deadlines, and prepare paperwork that insurers take seriously so you have the best chance of achieving justice. Please reach out to our firm to learn more.
Report Promptly and Secure Official Records
The first priority, of course, is to see a doctor if you’ve suffered an injury. Even if you don’t think you’re badly hurt, you must get medical help. There is a chance you have a medical issue that will worsen if you don’t.
The next step is to file a report with law enforcement as soon as possible. Fast reporting is critical not only for documentation but also for a potential criminal investigation. If you plan to seek help from the Oklahoma Crime Victims Compensation Program, you likely must file a report within 72 hours.
After you file the police report, you should also request the official collision report through Service Oklahoma. The agency provides a standard records request. Reports typically populate in the system over several weeks, and fees apply for regular or certified copies.
Use Insurance Paths That Fit Hit-and-Run Losses
Uninsured motorist (UM) coverage often applies to injuries from hit-and-run accidents in Oklahoma. UM is designed to cover medical harms and related losses when the at-fault driver lacks insurance or cannot be identified, not vehicle repairs. The Oklahoma Insurance Department explains UM’s purpose and limits, which helps you decide what to claim under your own policy. An attorney will later match your medical proof to the UM benefits available.
Notify your insurer promptly, follow policy instructions, and keep copies of everything you submit. Bryan Garrett will help you avoid statements that could be misunderstood while still providing the facts needed to open the claim file.
Build Proof That Connects Injuries to the Crash
Medical documentation should start early and continue through recovery. Records from emergency care, primary visits, and therapy help show the link between the crash and symptoms over time. If pain develops later, note the date and tell your provider so the chart reflects the change. Bryan will later organize this timeline for adjusters.
Keep a basic folder for claim documents. We will use these materials to prepare demand letters and support settlement negotiations:
- Medical bills and visit summaries
- Pharmacy receipts
- Mileage logs
- Insurance letters
- Claim numbers
- Written statements
- Proof of missed work
Consider Pursuing Crime Victim Compensation as a Backstop
Some hit-and-run victims qualify for the Oklahoma Crime Victims Compensation Program. The program may help cover out-of-pocket costs that insurance does not, such as counseling or certain medical expenses, subject to caps and eligibility rules. Timely reporting and cooperation with law enforcement are key. Bryan will explain how this program interacts with your insurance claim so you do not jeopardize either your claim or eligibility for this program.
Choose Bryan Garrett to Handle Your Hit-and-Run Accident Options
Different hit-and-run accident options may apply at once: UM bodily injury benefits, possible medical payments, an application to the state’s victims’ compensation program, and a civil claim if the driver is later identified. Getting legal help to coordinate these channels avoids duplicate payments and keeps your financial recovery on track. You can use our online form or call Bryan Garrett PLLC at 405-839-8424 for a free consultation.
FREQUENTLY ASKED QUESTIONS (FAQ):
What should I do immediately after a hit-and-run accident in Oklahoma?
Immediately seek medical attention if injured, then file a police report as soon as possible, ideally within 72 hours, and request the official collision report through Service Oklahoma.
Does my insurance cover hit-and-run accident injuries?
Uninsured motorist (UM) coverage often applies to injuries from hit-and-run accidents in Oklahoma, covering medical harms and related losses when the at-fault driver is unknown or uninsured.
Can I get help with out-of-pocket costs after a hit-and-run?
Some hit-and-run victims may qualify for the Oklahoma Crime Victims Compensation Program, which can help cover out-of-pocket costs like counseling or certain medical expenses, subject to eligibility.


