SKIP TO CONTENTThe Short Answer: No
If you’re wondering whether hiring an injury attorney will lead to higher insurance rates, the answer is reassuringly straightforward: No, your rates won’t increase solely because you hire an attorney. In Oklahoma, if you’re involved in a car accident that isn’t your fault and you seek legal help, your insurance company cannot raise your rates just because you’ve consulted with a lawyer.
Oklahoma Law Protects You
Oklahoma law protects you in this situation, ensuring that your insurance premiums remain unaffected by seeking legal assistance after a crash where you’re not at fault. This means you can pursue fair compensation and the support you need without worrying about the cost of your insurance going up because of your decision to hire an attorney.
Other Reasons Your Rates Might Increase
However, it’s important to remember that insurance rates can increase for other reasons. For example, if you receive traffic tickets, have a poor driving history, or add teenage drivers to your policy, your rates might go up. Similarly, in areas prone to natural disasters like tornadoes, insurers might adjust rates due to these broader risks.
When You’re At Fault
On the other hand, if you are found at fault in an accident, it’s quite likely that your insurance rates will rise—sometimes significantly. This can range from a 30% to 50% increase, reflecting the higher risk associated with your driving record.
Need More Information?
If you’ve been in an accident and have concerns about how hiring an attorney might affect your insurance rates, don’t hesitate to reach out. Contact my office at (405) 972-6960 or visit our website for more personalized guidance and support. Your focus should be on recovery and getting the compensation you deserve, not on insurance rate worries.
