Generally speaking, it’s a good idea to hire an attorney if you’ve been involved in a wreck.
The reason is that the other party’s insurance company is not on your side. It is their goal to pay you as little as possible for your injuries, and they may try to avoid paying you altogether. They may not treat you fairly, and they could even try to intimidate you.
Working with an attorney can help ensure you get the compensation you deserve, and because most personal injury attorneys work exclusively on a contingency-fee basis, you don’t have to pay anything for their services unless your claim is resolved successfully.
The Other Party’s Insurance Company Is Not Your Friend
It’s not uncommon for an insurance company to drag their feet and delay offering you a settlement, and there’s a high probability that they will try to convince you to accept less than what your accident is worth, knowing that you need to collect to pay the bills that are piling up as a result of your injury.
Another tactic the insurance company may employ is to offer you a settlement very quickly – maybe even a day or two after the accident. Your first thought might be, “that was easy,” but we would strongly encourage you not to accept a fast settlement offer so quickly. So soon after an accident, you won’t know the extent of your injuries, and if you accept the insurance company’s settlement offer too quickly, you could find yourself with a mountain of medical bills that you never anticipated.
Before accepting any settlement offer, talk to an attorney to help you determine whether it’s fair or should be negotiated further.
You Have Enough Stress on Your Plate
Insurance companies are notoriously difficult to deal with, and you’ve got enough stress to deal with as you take the time to heal from your injuries and try to adapt to the disruption in your life that this accident has caused. Adding further complications in the form of communicating and negotiating with an insurance company is not ideal, and it’s not something you should have to handle.
It can be a lot of work to deal with an insurance company during a claims process. They’ll require a lot of personal information and documentation over the course of several days, and sometimes weeks or months. Attorneys are accustomed to handling this back and forth, and we can take this burden off your plate.
This allows you to focus more on getting your life back to what it was before the car wreck and less on the logistics of financial recovery.
Get an Advocate on Your Side
Car accidents can get complicated. In the aftermath of the collision, there could be questions about who’s at fault, as well as who will pay for your property damage, medical bills, and lost wages. The other party’s insurance company may delay settling, try to settle too quickly for less than you deserve, or try to deny your claim entirely. Having a car accident attorney on your side can help expedite the process.
At the law office of Bryan Garrett, we have over 15 years of experience working with insurance companies to get a positive outcome for our clients. Contact us today at (405) 369-4498 for a free consultation.