Did your auto insurance company deny a claim you filed following an accident? You may not know what to do next. You might also wonder, “Can I sue my insurance company for denying my claim?”
It isn’t always easy to determine what steps you should take after your insurance company denies a claim. See how you should respond below.
Begin by Appealing a Denied Insurance Claim
“Can I sue my insurance company for denying my claim?” might be one of the first questions that comes to mind after finding out your insurance company has denied a claim. You might even be so upset that you want to dive headfirst into the legal action process.
First, make sure you take advantage of your ability to appeal a denied insurance claim. Check out the claim denial reasons that your insurance company provided by carefully reviewing the denial letter they sent you.
Your insurance company might argue that your claim warranted a denial because:
- You attempted to file a claim too late
- Your insurance policy doesn’t provide enough coverage
- Certain insurance policy exclusions apply to your claim
Whatever the case, determine why your insurance claim was denied before doing anything else. This will enable you to appeal your insurance company’s decision while providing documentation and evidence to back up your initial claim. It’s a smart step to take before considering, ”Can I sue my insurance company for denying my claim?”
Consider Hiring a Lawyer To Help Appeal a Denied Insurance Claim
Do you feel uncomfortable with the idea of appealing a denied insurance claim on your own? Don’t worry, as you may hire a lawyer to help.
An Oklahoma insurance dispute attorney will collect evidence related to your claim and communicate with your insurance company about appealing its decision. They will also take care of sending your insurance company a compelling appeal letter in the hopes of convincing them to reverse their decision.
You can also rely on a lawyer to answer important questions like, “Can I sue my insurance company for denying a claim?”
Think About Taking Legal Action Against an Insurance Company
Ideally, bringing a trusted lawyer on board to assist with appealing a denied insurance claim will show your insurance company why it should come around to approving your initial claim. However, there is no way to know for certain whether this will happen.
If your claim is still denied after an appeal, you should ask a lawyer, “Can I sue my insurance company for denying my claim?” You’ll be happy to hear that the answer is usually “yes.”
You have the right to sue an insurance company over bad-faith insurance claims. You may also claim a breach of contract on the part of your insurance company and attempt to recover compensatory and punitive damages during a lawsuit.
Work with an Oklahoma insurance settlement attorney who charges clients on a contingency fee basis to represent you. They will file a legal claim against your insurance company, have the company served with the proper legal documents, and try to negotiate a fair settlement on your behalf. They will also take your case to trial if necessary.
Need Help Dealing With a Denied Insurance Claim? Give Our Law Firm a Call
Hopefully, you won’t ever find yourself wondering, “Can I sue my insurance company for denying my claim?” If you do, set up a consultation with an experienced lawyer from Bryan Garrett, PLLC. We will discuss your legal options and let you know if you have a strong enough case to sue your insurance company.
Give us a call at (405) 725-2661 to discover more about the insurance dispute services we provide.